Tricount
Sign-up runs through a bank
New accounts are created through bunq, the bank that owns Tricount.
Monesto
Just your Telegram or Apple account
No bank, no card, no KYC to split a dinner.
Tricount alternative
Split bills without opening a bank account.
Since bunq bought Tricount, sign-up goes through a bank account and several features were removed. Monesto keeps it to expenses.
Open in TelegramiPhone app coming soon
Tricount
Create a bank account to continue
Your group’s expenses now sit with a bank.
Monesto · signed in with Telegram
What changed for Tricount users
Tricount
Export, statistics and personal mode removed
These Premium features went away with the new app instead of becoming free.
Monesto
Personal spending and analytics
Budgets and spending breakdowns live next to your groups.
Tricount
Custom splits removed
Saved custom splits were dropped in the redesign.
Monesto
Four ways to split
Equally, by shares, by exact amounts or by percent.
Side by side
| Feature | Tricount | Monesto |
|---|---|---|
| Bank account to sign up | Yes | No |
| Percentage splits | No | Yes |
| Personal mode | Removed | Yes |
| Statistics | Removed | Included |
| Works inside Telegram | No | Yes |
Based on publicly available information about the free plans, October 2026. Simplify debts in Monesto is a Premium feature.
Switching takes one evening
- 01
Settle what’s open
Close the current balances in your old app so everyone starts from zero.
- 02
Create the group
Open Monesto in Telegram or on iPhone and invite the same people.
- 03
Log the next bill
From here on, every expense goes into Monesto.
Keep your group’s money talk away from a bank
Open in TelegramiPhone app coming soon