Splid
One group on the free version
A flat and a trip at the same time already needs a purchase.
Monesto
Several groups free
Run your flat, your trip and your dinners side by side.
Splid alternative
More than one group, on the free plan.
Splid’s free version is limited to a single group, and with no login, a new phone means rejoining every group. Monesto keeps your groups in your account.
Open in TelegramiPhone app coming soon
Splid
Unlock more groups
The free version includes one group.
Monesto · second group created
What Splid users run into
Splid
No account to sync
Switching phones means rejoining each group by hand.
Monesto
Your groups follow you
Sign in with Telegram or on iPhone and everything is there.
Splid
Everyone has to install the app
Each friend downloads Splid before they can add a bill.
Monesto
Nothing to install in Telegram
Friends add expenses from the chat they already have.
Side by side
| Feature | Splid | Monesto |
|---|---|---|
| Groups on the free plan | 1 | 3 |
| Account and sync | No | Yes |
| Personal budgets | No | Yes |
| Friends need to install | Yes | No, in Telegram |
| Ads | No | No |
Based on publicly available information about the free plans, October 2026. Simplify debts in Monesto is a Premium feature.
Switching takes one evening
- 01
Settle what’s open
Close the current balances in your old app so everyone starts from zero.
- 02
Create the group
Open Monesto in Telegram or on iPhone and invite the same people.
- 03
Log the next bill
From here on, every expense goes into Monesto.
Start the second group today
Open in TelegramiPhone app coming soon