Monestovs Spliit

Spliit alternative

Lost the link? Your groups are still here.

Spliit has no accounts: a group lives behind its link. Monesto ties groups to your account and adds personal budgets, right where your group already talks.

Open in TelegramiPhone app coming soon
Spliit

Group not found

Without the link, there’s no account to recover it from.

Monesto · all groups in your account

Where Spliit stops

Spliit

A group is only a link

No account means a lost link or a cleared browser can cost you the group.

Monesto

Groups tied to you

Sign in with Telegram or Apple and every group is there.

Spliit

Shared expenses only

There’s no place for the spending that isn’t split.

Monesto

Personal spending too

Budgets and analytics for your own money, in the same app.

Spliit

A separate web page

Expenses live away from the chat where the group plans things.

Monesto

Right in the group chat

Log a bill in Telegram with one line.

Side by side

FeatureSpliitMonesto
AccountNone, link onlyTelegram or Apple
Personal budgetsNoYes
Log from a group chatNoYes
AdsNoNo
Split by percentYesYes

Based on publicly available information about the free plans, October 2026. Simplify debts in Monesto is a Premium feature.

Switching takes one evening

  1. 01

    Settle what’s open

    Close the current balances in your old app so everyone starts from zero.

  2. 02

    Create the group

    Open Monesto in Telegram or on iPhone and invite the same people.

  3. 03

    Log the next bill

    From here on, every expense goes into Monesto.

Keep every group, even when the link is gone

Open in TelegramiPhone app coming soon